iPay88 Payment Gateway

This is a new payment gateway. From my findings it is a Malaysian payment gateway and support major bank institution in Malaysia such as below.





I will put this integration in my schedule and update this blogs when its ready! Thank you.

Seem this payment far away from my schedule but i need finish a.s.a.p so i have decided to concurrently develop with my others task!.. as 1 May 2007 .. this is the details :

• Firstly.. look like this is not an API integration so we cannot hold the customer on our CC page. This likely a bit frustated for merchant where their customer need to leave their store but is good for customer trustee, so they felt more secure when they entered ther details. So at this level the customer will select which type of payment they prefer and of couse available.
• Here some intermediate processing being done!! before we pass the customer to ipay88. We need to hash some information and send is as a digital signature.
• Ok, now ipay88..Will request customer to enter their CC Number, Account No. (based on payment type they selected, previously) and after the validation this customer will be redirected to merchant store back (based on URL set - this is a problem for me while develop because we required a test account else some of payment gateway make this URL as a parameter ;)... anyway i still think that we required a test account as some required information can only be obtain from the account such as Mercant Code and merchant Key).

Akhir nya, saya telah berjaya integrate payment gateway ini into our solution but secara tak rasmi. Ini disebabkan saya hanya berjaya dalam percubaan-percubaan fail dan sudah semestinya perlukan percubaan success attemp. Selepas itu barulah saya akan compile this module and prepare for uploading to all server.

This is the stage of payment :

1. Anda meletakkan item(s) kedalam cart dan terus checkout. Ok, selepas tu anda akan dikehendaki untuk memilih payment type..e.g credit card, maybank2u r sebagainya. Disini what is undergo behind the scene ialah we gather info dan hashkannya before redirect the customer to the payment gateway page. DONE our end.
2. Here, where customer akan enter dia punya payment details such as CC number, or login to maybank2u dsb. iPay88 will process and communicate dengan bank for approval. Either approved or failed dia akan redirect the customer kembali ke our thank you page.
3. at thank you page, we will get whatever iPay88 pass to as in HTTPS mode and gathers all information and once again we re-query the status of the payment. iPay88 will reponse immediately with the status.
4. Process Stage
   - we get the reponse previously and hash it then compare with what we get
   - we check the amount tally or not
   - check for the referer whether contain HTTPS and only accept from mobile88.com website
   - check the status code for payment status

As unofficially DONE at 06 May 2007 (Sunday)